• Donors giving online but finance staff still manually posting each gift to the right fund ledger because the platform doesn't integrate with your accounting system?

  • Running a capital campaign with no real-time pledge tracking -- just a spreadsheet someone updates once a week?

  • Year-end giving statements taking three days to generate because the platform doesn't handle multiple funds per donor cleanly?

  • Failed recurring gifts going unnoticed until the donor calls to ask why they haven't been charged?

Church Online Giving and Donation Management Software

For churches managing multiple funds, capital campaigns, and recurring giving across in-person and online channels -- when Pushpay, Planning Center Giving, or Tithe.ly no longer matches how your giving operation actually works.

We build custom giving platforms that handle fund designation, recurring tithes, campaign pledge tracking, year-end statements, and direct accounting integration -- built around your church's financial structure, not a generic template.

  • Multi-fund giving portal with donor-selected fund designation

  • Recurring tithe management with automatic retry and card expiry alerts

  • Capital campaign and pledge tracking with live thermometers

  • Automated year-end giving statements by email and print

RaftLabs builds custom online giving and donation management software for churches with multi-fund portals, recurring tithe management with automatic retry, capital campaign pledge tracking, year-end giving statement generation, and direct integration with accounting systems like Shelby, ACS, and QuickBooks. We build for multi-site churches and denominations with giving workflows that standard platforms can't model. Most projects ship in 10 to 14 weeks at a fixed cost.

Vodafone
Aldi
Nike
Microsoft
Heineken
Cisco
Calorgas
Energia Rewards
GE
Bank of America
T-Mobile
Valero
Techstars
East Ventures
Faith organisations served across 5+ markets
15+
Week delivery for online giving platforms
10-14
Software products shipped
100+
Cost delivery
Fixed

When standard giving platforms fall short

Platforms like Pushpay, Planning Center Giving, and Tithe.ly cover the basics well. For a single-site church with one general fund and a straightforward recurring giving setup, they are a reasonable choice. The gap appears when a church's financial structure grows beyond what those platforms were designed to model.

Multi-fund churches need donors to designate gifts at the time of giving -- not just to a general fund, but to building funds, missions funds, benevolence funds, and named capital campaigns -- with that designation flowing automatically to the right fund ledger in the accounting system. Most off-the-shelf giving platforms support two or three funds with basic reporting. They do not support ten funds with sub-fund tracking, automated ledger posting to Shelby or ACS, and per-fund year-end statement generation across thousands of donors.

Capital campaigns add another layer. A church raising $4 million for a new building needs pledge tracking, fulfilment reporting, and a public-facing progress display that updates in real time as gifts come in. That is a distinct feature set that generic giving platforms handle poorly, if at all. Recurring giving failure management is a third pain point -- when a payment fails, most platforms send a single email and stop. A purpose-built system retries on a schedule, notifies the donor before their card expires, and flags unresolved failures to the finance team before they become a pastoral issue. Custom giving software is the right answer when these requirements are present together.

What we build

Multi-fund giving portal

A donor-facing giving portal where each gift can be designated to a specific fund at the time of giving. General, building, missions, benevolence, and campaign funds are each presented as distinct options with a description of what the fund supports. Donors can split a single gift across multiple funds in one transaction -- a donor giving $500 who wants $300 to go to missions and $200 to the building fund completes one checkout, not two. Fund designation travels with the transaction record all the way to the accounting integration, so the finance team never has to manually reclassify a gift. Guest giving is supported without requiring account creation, and donors who do create an account get a giving history view showing every gift by fund, date, and amount. The portal is hosted under your church's own domain and styled to match your brand.

Recurring giving management

Recurring tithes and pledges set up by the donor with their preferred frequency -- weekly, bi-weekly, monthly, or a custom schedule -- and their preferred fund designation. Failed payment handling goes beyond a single notification: the system retries on a configurable schedule (typically 3, 5, and 7 days after the initial failure) and sends the donor a clear message at each retry explaining what happened and how to update their payment method. Card expiry detection sends a notification to the donor 30 days before their card expires, with a link to update their details before the next gift is due. The finance team gets a dashboard showing all active recurring gifts, their next scheduled date, and any that are in a failed or paused state. Donors can modify their recurring gift amount, change their fund designation, pause, or cancel through a self-service portal without contacting the church office.

Campaign and pledge tracking

Capital campaign management built for the full fundraising lifecycle. Donors make pledges -- commitments to give a defined amount over a defined period -- and the system tracks fulfilment against each pledge as gifts come in. Campaign dashboards show total pledged, total received, fulfilment rate, and outstanding pledge amount in real time. Public-facing campaign thermometers show progress toward the campaign goal and can be embedded on the church website or displayed on lobby screens during services. Pledge reminders go out on a schedule configured by the finance team -- monthly, quarterly, or at milestones -- with a link for the donor to make their next instalment. Multiple simultaneous campaigns are supported, so a church running a building campaign and a missions campaign at the same time tracks both in the same system with separate reporting.

Year-end giving statements

Year-end giving statements generated automatically at the end of the tax year and ready for distribution without manual work by the finance team. Each statement covers every gift made by the donor across all funds during the year, with the fund designation listed for each transaction. Statements are generated in both a print-ready PDF format and an email delivery format. Email distribution sends each donor their statement with a single bulk action -- the system sends individually addressed emails, not a mass blast. For donors who prefer paper, statements are exported in a print-ready format sorted by last name for mailing. Statements meet IRS and CRA charitable donation receipt requirements. Corrected statement generation is supported for cases where a transaction was recorded incorrectly and the donor needs a revised receipt.

Accounting integration

Direct integration with the church accounting systems used by mid-size and large faith organisations -- Shelby Systems, ACS Technologies, and QuickBooks. Each gift is posted to the correct fund ledger automatically at the time the transaction is confirmed, with no manual export step and no spreadsheet in between. Fund codes in the giving portal map directly to chart-of-accounts codes in the accounting system, so the finance team's reconciliation at month end is a verification step rather than a data entry task. Batch posting is available for churches that prefer to post gifts on a daily or weekly schedule rather than in real time. The integration handles split-fund gifts, refunds, and reversals without creating manual journal entries. If your church uses a system outside this list, we assess the available API and confirm integration scope during project scoping.

Text-to-give and kiosk giving

Text-to-give allows donors to give from their seat during a service by sending a text to a dedicated shortcode. The first-time donor receives a reply with a secure link to complete their gift and optionally save their payment details for future giving. Return donors who have previously saved their details complete the gift by replying with the amount -- one message, no link required. Kiosk giving provides a self-service terminal for church lobbies and foyers where donors can give by card without using their own device -- useful for congregants who are less comfortable with mobile giving. Both channels feed into the same giving record and accounting integration as online giving, so the finance team sees all giving channels in one consolidated view. Text-to-give shortcodes and kiosk hardware are sourced and configured as part of the project.

Frequently asked questions

Planning Center Giving and Pushpay are well-built products for churches whose giving operation fits the standard model -- one or two funds, straightforward recurring giving, and basic reporting. Custom software becomes the right choice when the standard model doesn't fit. A church with ten or more distinct funds that need to map to accounting ledger codes will find that most platforms cap out at three to five funds with limited integration. A church running a capital campaign needs pledge tracking and fulfilment reporting that generic giving tools don't provide. A multi-site church needs giving data consolidated across campuses without losing site-level visibility. If your finance team is spending significant time each month on manual reconciliation, re-entry, or workarounds because the platform doesn't behave the way your financial structure requires, that is the signal that a custom build would cost less over two to three years than the ongoing manual work. We will tell you honestly during our first conversation if we think an existing platform covers your requirements.

Yes. Integration with Shelby Systems, ACS Technologies, and QuickBooks is standard scope for church giving software. The integration maps fund designations in the giving portal directly to chart-of-accounts codes in your accounting system, so each gift posts to the correct ledger at the time of confirmation. Split-fund gifts, refunds, and reversals are all handled without manual journal entries. For churches using Shelby or ACS, the integration approach depends on the version and whether API access is available -- some older installations require a data bridge rather than a direct API connection, and we confirm the method during scoping. If your church uses a different system, we assess the available integration options and include the findings in your project specification before development begins.

Failed payments trigger an automatic retry sequence rather than a single notification and no further action. The default retry schedule is 3, 5, and 7 days after the initial failure, with a clear message to the donor at each attempt explaining what happened and providing a direct link to update their payment method. If all retries fail, the gift is flagged in the finance team's dashboard as unresolved and the recurring schedule is paused until the donor updates their details. Card expiry is handled separately: the system detects cards expiring within 30 days and sends the donor a proactive notification with a link to update before their next scheduled gift is due. This prevents the failure from occurring at all rather than recovering from it after the fact. The finance team can see the status of all active, paused, and failed recurring gifts in a single dashboard view.

A focused build covering a multi-fund online giving portal, recurring giving management, and accounting integration typically runs $20,000 to $40,000 and delivers in 10 to 14 weeks. Adding capital campaign and pledge tracking, year-end statement automation, and text-to-give typically brings the total to $35,000 to $65,000 depending on campaign complexity and the number of accounting integrations. Kiosk giving hardware and setup is costed separately. Every project is priced at a fixed cost agreed before development begins -- no hourly billing and no scope creep invoices. The cost depends on the number of funds, the accounting systems to be integrated, whether multiple simultaneous campaigns are required, and whether native mobile apps are needed alongside the web platform. Contact us with your current giving setup and we will give you a specific estimate.

What clients say

What our clients say

Three-year average engagement. Founders and operators describing the work in their own words. No marketing varnish.

Charles E.
Charles E.
USA
Entrepreneur at Aggie Technologies

All of the sprints were completed on schedule and on budget. We highly recommend RaftLabs!

01 / 02

Related services

Talk to us about your church giving software project.

Tell us how your church handles giving today -- the funds, the platforms, the accounting workflow -- and we'll tell you what we'd build and how.