iGaming Compliance and KYC Software

Document upload and OCR extraction pulls structured data from passports, driving licences, and national identity documents, matching the extracted name, date of birth, and address against the player's account details. Liveness detection confirms the document holder is a real person completing the check in real time rather than a static image. Integration with third-party verification providers -- Onfido, Jumio, and GBG are the most common in regulated iGaming -- allows the platform to call out to whichever provider holds your commercial relationship rather than locking you into a single provider's API. Tiered verification trigger logic is configurable: a lower deposit threshold triggers standard identity verification before the player can proceed, while a higher threshold triggers enhanced due diligence including source of funds collection. Verification status is a platform-level attribute that gates withdrawal eligibility and higher-tier deposit access, not a flag in the player record that can be manually overridden without an audit log entry.

Real-time PEP and sanctions screening runs at registration and at every deposit against up-to-date lists covering politically exposed persons, OFAC sanctions, EU consolidated list, and UK HMT financial sanctions. Transaction velocity monitoring flags accounts where deposit frequency, deposit amounts, or deposit-to-withdrawal ratios fall outside the patterns expected for recreational players in your player base. Structuring detection identifies deposit patterns where amounts are kept consistently below reporting thresholds in a way consistent with deliberate avoidance of monitoring triggers. The SAR workflow supports the full lifecycle for compliance officers: alert triage with investigation notes, internal escalation to the MLRO, draft SAR generation pre-populated with the relevant transaction and player data, and submission record keeping with the regulator's required format for the licensing jurisdiction. All screening results, decisions, and override reasons are written to the audit log with the timestamp and operator identity of the reviewing compliance officer.

Source of funds checks trigger automatically when a player's cumulative deposits reach the threshold defined for your licensing jurisdiction -- UKGC operators have specific guidance on affordability checks that links these triggers to net gaming revenue rather than deposit volume alone. The document collection workflow presents the player with a request for supporting documentation -- payslips, bank statements, employer letters -- and suspends access to higher deposit tiers until the required documents are reviewed. The compliance team review queue presents each open SOF case with the player's transaction history, account tenure, and uploaded documents so the reviewing officer has the full picture without switching systems. Enhanced due diligence escalation routes cases that don't resolve through standard SOF to the MLRO with a documented audit trail. The entire workflow produces the evidence record that a UKGC supervision visit or thematic review would require -- not a reconstruction from email threads after the fact.

Player-set deposit limits at daily, weekly, and monthly intervals are enforced at the wallet layer -- a player cannot deposit more than their active limit regardless of payment method or session state. Session time limits with mandatory reality check pop-ups at configurable intervals are enforced server-side, not just displayed as a preference in account settings. Loss limits and wager limits follow the same enforcement pattern. Cooling-off periods suspend account access for a player-chosen duration and cannot be reversed until the period expires. Self-exclusion permanently flags the account and prevents reactivation -- GAMSTOP integration for UKGC-licensed operators queries the GAMSTOP register at registration and login to catch players who have self-excluded across the scheme before they can access the platform. Cross-operator exclusion scheme integration is configurable for operators holding licences in jurisdictions that operate shared exclusion registers.

Regulator data returns are generated from platform data rather than assembled manually. UKGC compliance reporting covers the data categories required by the Licence Conditions and Codes of Practice: player activity data, responsible gambling interaction logs, and financial transaction summaries in the format the regulator's portal accepts. MGA player data returns follow the Malta Gaming Authority's reporting schema. Every compliance action taken by a platform operator or an automated system generates an audit log entry -- verification decisions, limit changes, exclusion activations, SAR submissions, and enhanced due diligence outcomes. Data retention and deletion logic enforces the rules for each jurisdiction: UKGC requires player data to be held for a defined period after account closure, while GDPR erasure requests must be processed within the timeframe the regulation specifies, with retention overrides where legal obligations prevent deletion.

IP-based jurisdiction detection identifies the player's likely location at registration and login, blocking access for players connecting from territories your licence does not cover. Player registration country validation requires players to declare a country of residence and cross-references it against the permitted territories for your operating licence. Age verification integration confirms that date of birth data from KYC documents matches the player's declared age and meets the minimum age requirement for the jurisdiction. Excluded territory blocking is enforced at both registration and login -- a player who changes their declared country to a permitted territory after registration is flagged rather than silently allowed through. VPN detection identifies players attempting to circumvent geo-blocking through proxy or VPN connections and flags them for compliance review rather than allowing access to proceed unchallenged.